It seems almost inevitable these days that your credit card information will be at risk from a retailer’s system breach or worse, your card number stolen and used for fraudulent purchases. Clearly the established credit payment systems are lacking. Next generation payment methods like mobile pay and chipped credit cards promise improvement; whether they will […]
The past few years have been downright pitiful when it comes to earning interest on bank accounts. With the average savings account paying close to zero, and some even charging fees, which puts your return in the negative, it can be discouraging to see your savings sit idle. But what options are there? With some […]
Unfortunate events seem to come when we least expect them. While we can’t control the timing, we can be prepared for when they do come. Just like we inventory our possessions in our homes in case of fire or theft, and have our auto insurance card handy in case of an accident, we can create […]
I recently wrote this article for Credit.com, the 10 Money Tips You Shouldn’t Ignore. Check out the link below. Some highlights- Beware of shiny objects Watch your waste and Don’t Deprive Yourself I was surprised to see ABC News online and Yahoo Finance picked up the article too. And a clarification of tip #9 […]
Thanks to Consolidated Credit for providing this infographic on college debt. Staggering college debt is no way to start off a secure financial future. Yet thousands of students every year rack up thousands of dollars in debt. The average college student attending a four-year institution ends up with $25,000 in debt upon graduation, which is […]
Ah college… that lovely time in your child’s life when she’s old enough to want to run her own life, but yet not quite old enough to be self sufficient. It’s hard to send a child off to school and be in the dark about so many things- like how she’s spending her money. If […]
They say necessity is the mother of invention; I’d add that a tough economy is the mother for resourcefulness. While many startups and organizations are having trouble raising capital or borrowing funds, others are taking it upon themselves to get the job done. As an example, two guys I follow on Facebook — Christian singer […]
Karen M. Harris of the Pocono Record recently asked me to collaborate with her on a quiz to measure your credit savviness. Check it out and see how you do! Questions 1. Are you on time with your debt payments? 2. What is your ratio of credit used vs. credit available? (Example: Your total credit […]
For those of you who have already filed your taxes, looking at today’s date is no big deal. But for those who haven’t, noticing the dwindling number of days between now and April 15 may fill you with dread. Is that you? Are you running out of time — or money — for tax day? […]
and the clock is ticking…. before you know it April 15 will be here. Is your return filed yet? If it’s not and you don’t know what to do, or if you can’t pay your balance due, look for my column in this Sunday’s Pocono Record. I’ll post it here too Sunday afternoon, so if […]
