Have mercy! Does the IRS actually have mercy? Believe it or not, in some cases they do, and you shouldn’t even have to beg too hard to get it- at least if it’s your first time asking. IRS penalties are no joke. They can make credit card late charges and interest look tame. The two […]
You can never be too rich or too thin. While I don’t think Wallis Simpson is quite right about that, it does speak to two of the most popular resolutions made each new year: To lose weight and save money. Neither is complicated — to lose weight you need a calorie deficit; to save money, […]
“Make all you can, save all you can, give all you can.” ~John Wesley You can only spend a dollar once. Seems obvious, doesn’t it? But have you ever gotten a bonus or a cash gift and thought of all the things you could do with it and then realized that you spent it in […]
Data breaches have become so common lately that you may not even blink. However when it happens to the Internal Revenue Service and affects some 100,000 taxpayers, that’s bound to get your attention. This week the IRS announced that not only did hackers compromise the tax records of those 100,000; attempts on another 100,000 were […]
It may be Thanksgiving month to many of us, but to May college grads, it’s also the month their student loan payments start. Got questions about how to pay them back? We have some answers. I’m out of school; now what do I do with all of these loans? Each year a student borrows money, […]
Unfortunate events seem to come when we least expect them. While we can’t control the timing, we can be prepared for when they do come. Just like we inventory our possessions in our homes in case of fire or theft, and have our auto insurance card handy in case of an accident, we can create […]
I recently wrote this article for Credit.com, the 10 Money Tips You Shouldn’t Ignore. Check out the link below. Some highlights- Beware of shiny objects Watch your waste and Don’t Deprive Yourself I was surprised to see ABC News online and Yahoo Finance picked up the article too. And a clarification of tip #9 […]
Thanks to Consolidated Credit for providing this infographic on college debt. Staggering college debt is no way to start off a secure financial future. Yet thousands of students every year rack up thousands of dollars in debt. The average college student attending a four-year institution ends up with $25,000 in debt upon graduation, which is […]
Ah college… that lovely time in your child’s life when she’s old enough to want to run her own life, but yet not quite old enough to be self sufficient. It’s hard to send a child off to school and be in the dark about so many things- like how she’s spending her money. If […]
They say necessity is the mother of invention; I’d add that a tough economy is the mother for resourcefulness. While many startups and organizations are having trouble raising capital or borrowing funds, others are taking it upon themselves to get the job done. As an example, two guys I follow on Facebook — Christian singer […]
