“Success depends almost entirely on how effectively you learn to manage the game’s two ultimate adversaries: the course and yourself.” Jack Nicklaus I’ve been doing a lot of reading about golf these days, trying to understand the game better to supplement the lessons I’ve taken over the past year or so. There is so much […]
Photo by Blue Bird on Pexels.com “What did you accomplish during the pandemic?” I gotta tell you, if someone asks me that my answer is not going to be that I learned a new language or grew my own vegetables. It will be something much less admirable like became a master of door dash and had internal […]
Labor Day is a bittersweet holiday, isn’t it? The end of the summer, squeezing in the last bits of fun and adventure, all the while looking forward to the return to normal structure September brings. I love the leisurely pace of summer but by the end of August I can’t wait to get back into […]
“Make all you can, save all you can, give all you can.” ~John Wesley You can only spend a dollar once. Seems obvious, doesn’t it? But have you ever gotten a bonus or a cash gift and thought of all the things you could do with it and then realized that you spent it in […]
The possibility of investing in rental real estate has been a hot topic with clients of late. Entering the world of being a landlord is a not a decision to make lightly, with many factors to consider and ins and outs of the business to understand. Calculating income or loss on rental real estate for […]
Owning the right rental real estate can be a profitable endeavor, and often even with a property that’s making money, the tax bite can be minimal or even provide you with a deduction. Of course not all properties will be money makers, and while no one likes losing money on an investment, saving tax dollars […]
The theory of risk reward says that in order to obtain more reward, one must take on more risk. In a recent post, I wrote about the little reward available these days in accounts that by design must be safe. For money that can and should take on risk in pursuit of a better return, […]
The past few years have been downright pitiful when it comes to earning interest on bank accounts. With the average savings account paying close to zero, and some even charging fees, which puts your return in the negative, it can be discouraging to see your savings sit idle. But what options are there? With some […]
Thanks to Consolidated Credit for providing this infographic on college debt. Staggering college debt is no way to start off a secure financial future. Yet thousands of students every year rack up thousands of dollars in debt. The average college student attending a four-year institution ends up with $25,000 in debt upon graduation, which is […]
Ah college… that lovely time in your child’s life when she’s old enough to want to run her own life, but yet not quite old enough to be self sufficient. It’s hard to send a child off to school and be in the dark about so many things- like how she’s spending her money. If […]
