Labor Day is a bittersweet holiday, isn’t it? The end of the summer, squeezing in the last bits of fun and adventure, all the while looking forward to the return to normal structure September brings. I love the leisurely pace of summer but by the end of August I can’t wait to get back into […]
Have mercy! Does the IRS actually have mercy? Believe it or not, in some cases they do, and you shouldn’t even have to beg too hard to get it- at least if it’s your first time asking. IRS penalties are no joke. They can make credit card late charges and interest look tame. The two […]
You can never be too rich or too thin. While I don’t think Wallis Simpson is quite right about that, it does speak to two of the most popular resolutions made each new year: To lose weight and save money. Neither is complicated — to lose weight you need a calorie deficit; to save money, […]
It’s been six months now since the IRS gave out raises, have you been enjoying yours? Back in February the IRS adjusted the tax withholding tables to take out less federal income tax based on anticipated savings under the Tax Cuts and Jobs Act. That’s nice to give out the savings in advance, but the […]
A penny saved is a penny earned, Ben Franklin said, and I hope you’ve saved some pennies with the shopping tools we looked at in the last column. But look out Ebates and Target Cartwheel, there’s a new generation of rebate apps out there vying for our attention. These new rebate tools get you […]
Admittedly, I’m not much of a coupon clipper. At least not paper coupons. I lose them, forget to use them, find them to be annoying to keep track of in general. But electronic coupons and money saving apps? I’m in. Beyond the usual Googling for promo codes before pressing “place order,” I’ve found there are […]
The theory of risk reward says that in order to obtain more reward, one must take on more risk. In a recent post, I wrote about the little reward available these days in accounts that by design must be safe. For money that can and should take on risk in pursuit of a better return, […]
The past few years have been downright pitiful when it comes to earning interest on bank accounts. With the average savings account paying close to zero, and some even charging fees, which puts your return in the negative, it can be discouraging to see your savings sit idle. But what options are there? With some […]
I recently wrote this article for Credit.com, the 10 Money Tips You Shouldn’t Ignore. Check out the link below. Some highlights- Beware of shiny objects Watch your waste and Don’t Deprive Yourself I was surprised to see ABC News online and Yahoo Finance picked up the article too. And a clarification of tip #9 […]
Our dog Dutch has my husband wrapped around his little paw. And he knows it too. When Bill returns home from his weekly Walmart run, Dutch knows there’s something in one of the bags for him. He does his little dance and sniffs all the bags until he finds the right one, and licks Bill’s […]
