In a world of electronic communication, who doesn’t love getting a letter? As long as it’s from a friendly face and not signed, “your friend, the Internal Revenue Service.” But if you’re one of the lucky millions who receive a letter from the IRS each year, what should you do? Job one: OPEN THE LETTER. Anything […]
Have mercy! Does the IRS actually have mercy? Believe it or not, in some cases they do, and you shouldn’t even have to beg too hard to get it- at least if it’s your first time asking. IRS penalties are no joke. They can make credit card late charges and interest look tame. The two […]
Anxiety in a man’s heart weighs it down, but an encouraging word makes it glad. Proverbs 12:25 The effects of encouragement is such a neat thing to watch. Our little dog Dutch gives me a picture perfect example of it every morning. Dutch loves to sleep. I mean, really loves to sleep. And he loves […]
Hands down, the research I did on the impact of the Affordable Care Act for the individual for my last column was the most confusing to date. Researching the impact on businesses for this one was equally confusing. It’s difficult to keep the ins and outs, requirements, exceptions and penalties straight, so I hope this […]
As we approach the Jan. 1, 2014, full implementation date of the Affordable Care Act, questions abound as to what will happen and how we will be affected. Here are some frequently asked questions: I’m covered by a plan at work. Will I keep that same plan? That depends. The so-called “employer mandate” says […]
For those of you who have already filed your taxes, looking at today’s date is no big deal. But for those who haven’t, noticing the dwindling number of days between now and April 15 may fill you with dread. Is that you? Are you running out of time — or money — for tax day? […]
Well, the autopen signature is dry, and HR8 is officially law. Now, to decipher what is in it and see how it affects each of us. I think it will take a bit of time to sort out the nuances of how the various changes and provisions interact, like the different levels of capital gains […]
On this Small Business Saturday, and for the rest of the hustle and bustle of the Christmas shopping season, I’d like to provide a resource for readers who would want to purchase gifts made or sold by small businesses. If you have a business and would like to share, I encourage you to list your […]
Our military service members are a fine group of men and women, sacrificing for our nation and living a lifestyle that’s unique and challenging. Although they don’t do it for the thanks, I’m glad we have Veterans Day set aside to show them our gratitude that we celebrated last weekend. As a military mom it’s […]
We’ve just witnessed the ugliest presidential race that I can recall. Despite talk about “reaching across the aisle,” things are still contentious, leaving us to wonder how they’ll ever make progress. We’re bombarded with news of the chaos and darkness of the economy, global financial markets, and the wackiness we call Washington. To say it […]
